In 2007 I was already a mother to a 15-month-old baby girl and by the end of that year, I had given birth to my second child. I was in the military about to get out after ten years of service. So, I was excited about becoming a civilian and being able to take care of my family.

The plan was something like this. I was going to take a few months off after giving birth to my second child. I would find a good job in a different state because I didn’t want to stay in Maryland and I would carry on with my life with my little family. Oh, how wrong I was! When life throws a challenge, it really throws it hard!

So, I left the Army one month before I gave birth at the end of 2007. My hubby (Henry) and I had a nice nest egg in case something happened. Henry was doing great in the real estate field despite some injuries he experienced during his military service.

But life gave us a twist! 

In 2007 the housing market started crashing…along with everything else. It hit some areas of the country ...