I know that we’re just at the end of January, but if you have kids in middle school or higher, I want to share something with you. 

Your child will be graduating high school soon and while it might seem like you still have some time left to plan for their tuition costs in college, I want to ask you something. 

Have you had your kids apply for scholarships or grants yet? 

I know! Nerdy question. 

But, you see, I didn’t learn that kids can apply for scholarships and grants until my kids were in their tweens and I felt like I lost so many years of opportunities to get them the most money for their university or trade school education. 

So, I educated myself more about this and learned that kids should DEFINITELY be applying beginning 6th grade! 

YES! SIXTH GRADE. 

And you know what? There are non-profit organizations to help teach kids how to do this and how to make sure that their school counselors place them in a good academic pathway.

I feel strongly a...